CU Xpress Lease is the Nation's Premier Auto Leasing Program for Credit Unions
100% Residual Value Guarantee.
Only with CU Xpress Lease.
Fusion's CU Xpress Lease program allows credit unions to enter the highly profitable and exclusive lease market while incrementally capturing more loans at the point of sale. Not only are we the only provider that guarantees 100% residual value at lease maturity, but our credit union partners also do not have to endure any of the heavy lifting of setting up or maintaining a leasing product.
Choose Your Lane
CU Xpress Lease offers two flexible partnership models: Traditional or Full-Service. Whether you want more control or a fully managed solution, you’ll have everything you need to offer a competitive leasing program.
| What's included? | Traditional Model | Full-Service Model |
|---|---|---|
|
Residual Value Risk Management: 100% of residual value, GUARANTEED! |
✓ |
✓ |
|
Dealer Management: Signing up and marketing the program to dealers while providing ongoing training and support. |
✓ |
✓ |
|
Liaison Support: Acting as a liaison on behalf of the credit union to ensure a smooth experience. |
✓ |
✓ |
|
Vehicle Disposition: Managing the disposition of vehicles at lease maturity, including wear and tear. |
✓ |
✓ |
|
Credit Decisioning: Using your credit union’s underwriting guidelines. |
– |
✓ |
|
Servicing: Collection of member payments and lease-end billing. |
– |
✓ |
|
Collections & Repossessions: Full handling of delinquencies and asset recovery. |
– |
✓ |
CU Xpress Lease: By the Numbers
CU Xpress Lease delivers high-value performance for credit unions — combining strong loan volume, exceptional credit quality, and full residual value return. Backed by a proven track record, these highlights showcase the program’s profitability, operational efficiency, and partner satisfaction.
195,000+
Lease Originations
$7.4B
Leases Funded
100%
Residual Value Paid
770+
Average FICO Score
39
Month Average Term
36%
Average Look-to-Book
Driving Success
Credit unions partner with Fusion because we handle all the heavy lifting of setting up and maintaining a leasing product.
