100% Residual Value Guarantee. Only with CU Xpress Lease.

The Nation's Premier Auto Leasing Program
for Credit Unions

Fusion's CU Xpress Lease program allows credit unions to enter the highly profitable and exclusive lease market while incrementally capturing more loans at the point of sale. Not only are we the only provider that guarantees 100% residual value at lease maturity, but our credit union partners also do not have to endure any of the heavy lifting of setting up or maintaining a leasing product.

There are two ways of partnering with CU Xpress Lease:

What's included?	Traditional Model	Full-Service Model
Residual Value Risk Management: 100% of residual value, GUARANTEED!	✓	✓
Dealer Management: Signing up and marketing the program to dealers while providing ongoing training and support.	✓	✓
Liaison Support: Acting as a liaison on behalf of the credit union to ensure a smooth experience.	✓	✓
Vehicle Disposition: Managing the disposition of vehicles at lease maturity, including wear and tear.	✓	✓
Credit Decisioning: Using your credit union’s underwriting guidelines.	–	✓
Servicing: Collection of member payments and lease-end billing.	–	✓
Collections & Repossessions: Full handling of delinquencies and asset recovery.	–	✓

Fueled by Results

CU Xpress Lease generates a high return on investment and superior customer satisfaction.

195,000+

Lease Originations

$7.4B

Leases Funded

100%

Residual Value Paid

770+

Average FICO Score

39

Month Average Term

36%

Average Look-to-Book

Driving Success

Credit unions partner with Fusion because we handle all the heavy lifting of setting up and maintaining a leasing product.

Our lease portfolio consists of primarily A-quality paper, and the performance has been outstanding. When you combine this with the product’s payment-driven financing approach, resulting yields exceed traditional auto loan spreads.

Jovia Financial Credit Union Westbury, NY ($4.6B)

CU Xpress Lease has been a game-changer for ELGA Credit Union. Their support and expertise have helped us exceed our leasing expectations. With their streamlined processes and unwavering commitment, we’ve achieved remarkable growth in loan volume. CU Xpress Lease is the partner every credit union needs for success.

ELGA Credit Union Grand Blanc, MI ($1.7B)